Highland Family Life

Compare life insurance policy types

Browse coverage options and compare what matters to you.

Women laughing together outdoors
Term

20-year term life

Low-cost income protection while kids are young and the mortgage is large.

Best for: working parents

Hands forming a heart shape at sunset
Permanent

Whole life policy

Lifetime coverage, fixed premiums and cash value you can borrow against.

Best for: lifelong needs

Person reviewing financial paperwork with a calculator
Permanent

Affordable universal life

Flexible premiums and death benefit that can adapt over time.

Best for: changing budgets

Elderly couple sitting together outdoors
Seniors

Final expense and burial insurance

Simple whole life that covers funeral costs. Often available without an exam.

Best for: older adults

Small model house and keys on a wooden table
Home

Mortgage protection

Coverage that can pay your home loan so your family stays in the house.

Best for: homeowners

Smiling woman in a gray tweed jacket
Term

No medical exam life insurance

Apply with health questions only. Quick decisions and simplified underwriting.

Best for: skipping the exam

Not sure which fits?

Tell us your goals and we’ll recommend a plan.

Scroll to Top